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Get cash from your propertywithout refinancing or selling.

Sell part of your equity to investors on Lofty. No loans, no closing costs, no giving up your home.

No refinanceNo new debtKeep ownershipCash when investors buy

$100M+ traded · 40,000+ investors ready to buy

See what you could walk away with

Drag the sliders to estimate your cash.

You could pocket

$145,500

after the 3% fee, while keeping 70% of your property and rent

$500,000
30%

Three steps to cash out

1

Tell us about it

Share your address. We handle the inspection and appraisal.

2

Set your terms

Sell as little or as much equity as you want, at your price.

3

Get paid

Investors buy in and your cash hits the bank immediately.

A smarter move than refinancing or selling

LoftyCash-out refiSell outright
Get cash now
Keep owning your property
Keep your low mortgage rate
No new debt or monthly payment
No bank qualifying
Cash when investors buy

Property owners are already doing this

$100M+

in transaction volume

40,000+

registered investors

100+

properties listed, from $50

Jordan Bentley

Vacation rental · Ogden, Utah

Sold 20% of his vacation rental. He keeps 80% of the rent, and earns a management fee running it as an Airbnb Superhost.

Mark Reed

Short-term rental · Baltimore, Maryland

Sold 90% of equity in his short-term rental and collected over $75,000 in under a month. His shares now trade at $62, up 24%.

Chris Rugh

Primary residence

Pulled cash from his home without touching his low mortgage rate. He covers the investor yield by renting out his pool house.

List almost any property — existing loans are fine

Single-familyMultifamilyAirbnbs & STRsCommercialOfficePrimary homesLand

FAQ

What does it cost?

A 3% marketplace fee when you sell equity. No upfront fees, no closing costs, and Lofty never takes a cut of your rent.

Can I sell if I still have a loan?

Yes. Most properties listed on Lofty have existing loans.

How is this different from a HELOC or cash-out refinance?

You sell a piece of your equity instead of borrowing against it. No bank, no qualifying, no new debt, and you keep your existing mortgage rate.

What types of properties qualify?

Single-family, multifamily, Airbnbs, commercial, office, land, and owner-occupied homes. It should be in good shape and either cash-flowing or owner-occupied.

Can I buy my equity back?

Yes. You can buy back your equity and regain full ownership, or sell the property outright down the road.

Start here

List your property on Lofty

Share the basics and our team will help you prepare a marketplace listing so you can sell the equity you choose.

Free listing review
No commitment
Sell only the equity you choose

Your property details stay private. This starts a conversation, not a commitment to sell.

Tell us where and how to reach you.

We will use this to review your property for the marketplace.

Free review. No commitment. We never share your details.

Lofty

Buy and own real estate shares. Earn daily rent. Sell anytime.

Start investing→

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Disclosures

This site is operated by Lofty AI, Inc., which is not a registered broker-dealer or investment advisor. Lofty AI, Inc. does not provide investment advice, endorsement or recommendations with respect to any properties listed on this site. Nothing on this website should be construed as an offer to sell, solicitation of an offer to buy or a recommendation in respect of a security. You are solely responsible for determining whether any investment, investment strategy or related transaction is appropriate for you based on your personal investment objectives, financial circumstances and risk tolerance. You should consult with licensed legal professionals and investment advisors for any legal, tax, insurance or investment advice. Lofty AI, Inc. does not guarantee any investment performance, outcome or return of capital for any investment opportunity posted on this site. By accessing this site and any pages thereof, you agree to be bound by the Terms of Service and Privacy Policy.

All investments involve risk and may result in partial or total loss. By accessing this site, investors understand and acknowledge 1) that investing in real estate, like investing in other fields, is risky and unpredictable; 2) that the real estate industry has its ups and downs; 3) that the real property you invest in might not result in a positive cash flow or perform as you expected; and 4) that the value of any real property you invest in may decline at any time and the future property value is unpredictable. Before making an investment decision, prospective investors are advised to review all available information and consult with their tax and legal advisors. Lofty AI does not provide investment advice or recommendations regarding any offering posted on this website.

Any investment-related information contained herein has been secured from sources that Lofty AI believes to be reliable, but we make no representations or warranties as to the accuracy or completeness of such information and accept no liability therefore. Hyperlinks to third-party sites, or reproduction of third-party articles, do not constitute an approval or endorsement by Lofty AI of the linked or reproduced content.

Lofty Marketplace trades are completed using USD Coin (USDC cryptocurrency) and smart contracts on a blockchain. If you use a payment method other than USDC to submit a buy order for a traded property, then you agree to purchase an equivalent quantity of USDC at the then current exchange rate. That is, you agree that your currency will be converted to USDC, and your buy order will be executed using USDC. USDC is a 1:1 representation of the US dollar on the blockchain that may fluctuate in value. In the event that your order is cancelled or expires, any unspent USDC will be returned to your Lofty Wallet. If you later submit a sell order for your property shares, and your sell order is filled, you will receive payment in USDC which can be converted to USD via third party cryptocurrency exchanges.

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