RealT vs. Roofstock 2026 Real Estate Investing Comparison

Individual U.S. single-family rental properties, fractionalized into RealTokens. Each property typically has its own RealToken contract on the Gnosis Chain or Ethereum.

Whole single-family rental homes — typically tenanted, sometimes vacant — from individual sellers, builders, and institutional sources. Multi-property portfolios are also occasionally listed.

Primarily Detroit, with significant exposure to Cleveland, Chicago, Memphis, and other Midwest cash-flow markets.

Strong coverage across the Sun Belt — Texas, Florida, Georgia, Tennessee, the Carolinas, Alabama, Arizona, Ohio — and select Midwest and East Coast markets. Each listing's market has a published neighborhood and school rating.

Historical net rental yields on individual RealT properties have generally ranged 6–10% annually depending on the property and market, with total return depending on property appreciation. Returns vary widely property by property — some have performed above target, others have suffered from vacancies and capex. Past performance does not guarantee future results.

Typical SFR cap rates on Roofstock listings range 5–8% gross. Real net returns after vacancy, maintenance, capex, and management fees are typically 1–3 percentage points lower. Total return depends heavily on whether the investor uses leverage, holds for appreciation, and selects strong markets.

RealT property management, maintenance, and operating costs are deducted before rent is distributed to investors. RealT's public FAQ also notes that claiming or trading on third-party networks can involve network or exchange fees. We did not find a current official public page confirming a single universal upfront platform-fee percentage, so investors should read each property's offering documents before buying.

Roofstock charges 0.5% of purchase price (or $500 minimum) on the buyer side and 3% (or $2,500 minimum) on the seller side. Property management fees through partner managers typically run 8–10% of gross rent. Standard closing costs and lender fees apply to financed purchases.

No fixed lock-up. Secondary trading happens on third-party decentralized exchanges, so liquidity depends on third-party order books rather than a centralized marketplace.

Investor-controlled. Owners can hold indefinitely, refinance, or sell whenever they choose.

Currently open only to non-U.S. citizens and non-U.S. residents under the platform's Reg S offering. RealT.co geo-blocks U.S. visitors and explicitly states the website is not open to U.S. citizens or residents.

Open to all investors — no accreditation required. Standard mortgage financing is available with typical lender requirements (credit score, down payment, debt-to-income).