Realbricks vs. Roofstock 2026 Real Estate Investing Comparison

Single-family rental properties — primarily in Omaha, Nebraska and Princeton, Texas — fractionalized into $10 shares with a 10-share minimum per investment. Investors can own up to 9.8% of any individual property.

Whole single-family rental homes — typically tenanted, sometimes vacant — from individual sellers, builders, and institutional sources. Multi-property portfolios are also occasionally listed.

Concentrated in Omaha, NE and Princeton, TX. Future markets may expand but the current portfolio is geographically narrow.

Strong coverage across the Sun Belt — Texas, Florida, Georgia, Tennessee, the Carolinas, Alabama, Arizona, Ohio — and select Midwest and East Coast markets. Each listing's market has a published neighborhood and school rating.

Realbricks-listed properties target approximately 6% annual rental yield, with recent properties tracking 8–9% annualized. Total returns also depend on property appreciation realized when properties are sold or shares are traded on the upcoming secondary market. Past performance does not guarantee future results.

Typical SFR cap rates on Roofstock listings range 5–8% gross. Real net returns after vacancy, maintenance, capex, and management fees are typically 1–3 percentage points lower. Total return depends heavily on whether the investor uses leverage, holds for appreciation, and selects strong markets.

Fee structure varies by offering. The debt-free property model avoids the financing-cost markup baked into mortgage-financed fractional platforms, but read each offering's fee disclosure for sourcing, asset management, and property management fees.

Roofstock charges 0.5% of purchase price (or $500 minimum) on the buyer side and 3% (or $2,500 minimum) on the seller side. Property management fees through partner managers typically run 8–10% of gross rent. Standard closing costs and lender fees apply to financed purchases.

Long-term hold expected through the property's full ownership period. The planned secondary marketplace launching in H1 2026 will allow share trading.

Investor-controlled. Owners can hold indefinitely, refinance, or sell whenever they choose.

Open to U.S. investors. Specific eligibility for individual offerings is determined at the time of investment.

Open to all investors — no accreditation required. Standard mortgage financing is available with typical lender requirements (credit score, down payment, debt-to-income).