Real Estate Platform Comparison· Updated May 5, 2026

Landa vs. Roofstock 2026 Real Estate Investing Comparison

A side-by-side breakdown of returns, liquidity, fees, and trustworthiness to help you decide where to invest your money.

1.5

Landa pioneered $5 fractional shares of single-family rentals across Atlanta, Tampa, Orlando and other Sun Belt markets — but as of 2026 the platform has paused new offerings, deposits, and secondary trading. Existing investors do not appear to have an on-platform secondary market until Landa resumes trading, and the company has not published a public restart timeline.

★ Our Pick Roofstock logo

3.0

Roofstock is the dominant marketplace for buying whole single-family rental homes online, with deep listings, vetted property data, and a property management network. It's a fit for investors who want to own a full rental at scale — but if you want fractional shares with $50–$100 minimums, Lofty or Arrived are better matches.

At a Glance

Landa vs. Roofstock — Key Stats

$5 (when active)MinimumWhole-home purchase price (typically $80,000–$400,000+); Roofstock One discontinued for new investors

Indefinite — secondary trading is currently pausedHolding PeriodInvestor-controlled — sell whenever you choose

N/A — no exit available while trading is pausedEarly WithdrawalStandard real estate transaction costs (~5–8% to sell)

Monthly (when active); historically variableRent PayoutMonthly (paid by tenant or property manager)

Historical dividend yields ranged ~3–6%; current returns N/A while platform is pausedAvg. ReturnsTypical SFR cap rates 5–8%; total return depends on appreciation and leverage

Pros & Cons

What each platform does well and poorly

Lowest historical entry price
Landa's signature feature was $5 share prices, which made it one of the most accessible fractional real estate platforms ever launched.
Sun Belt single-family focus
Landa concentrated on stable, cash-flowing single-family rental markets — Atlanta, Tampa, Orlando, Charlotte, Birmingham, Jacksonville, Brooklyn — that are popular with rental investors.
Series LLC liability protection
Each Landa property is held in its own series LLC, isolating liability from one property to another for investors.
Polished mobile app
Landa's mobile-first app made browsing properties and tracking distributions easy for first-time real estate investors.
New offerings, deposits, and secondary trading are paused
Landa's website confirms there are currently no active offerings on the platform, and that deposits and secondary trading are temporarily paused. The company says it is working to resume but has not published a public timeline.
Existing investors are effectively illiquid
Because the secondary market is closed, current Landa investors have no on-platform path to exit their positions until trading resumes.
Mixed historical performance and disclosures
Even before the pause, dividend yields on Landa properties varied widely and several properties reduced or suspended distributions due to vacancies or maintenance costs.
No public restart timeline
Landa's website confirms the pause and says the team is working to resume operations, but no public restart date has been published. Investors and prospective investors don't have a clear horizon for when the platform will reopen.

Real, full ownership
Buying through Roofstock means you actually own the property — title in your name, full control over rent setting, maintenance decisions, refinance, and sale. No platform sits between you and your asset.
Deep, vetted listings
Roofstock's marketplace contains thousands of single-family rental homes across the U.S., each with inspection reports, rent history, neighborhood ratings, and a Roofstock Estimate of expected return.
Property management built in
Roofstock's preferred property manager network covers most listed markets, so investors can buy a tenanted home in another state and hand off management on day one.
Use leverage to amplify returns
Because Roofstock investors buy whole homes, they can use traditional mortgage financing. That leverage is unavailable on most fractional crowdfunding platforms.
Investor-controlled liquidity
You decide when to sell. Roofstock has its own marketplace for tenanted homes, or you can list traditionally — either way, the exit timing is yours.
Whole-home minimums
Roofstock's main product is buying a full rental property. Even with leverage, that typically requires $20,000–$80,000+ in down payment plus closing costs, putting it out of reach for entry-level investors.
Roofstock One is closed to new investors
Roofstock One — the platform's accredited-only fractional product offering Tracking Stocks in single-family rentals — announced it was winding down in August 2023 and stopped accepting new capital contributions. The current marketplace is effectively a whole-home brokerage.
Transaction-style fees
Roofstock charges a 0.5% buyer fee or $500 minimum, plus standard closing costs and ongoing property management fees (typically 8–10% of gross rent). Sellers pay 3% or $2,500.
Headline cap rates can be optimistic
Roofstock's listed gross yields don't fully account for vacancy, maintenance, capex reserve, or local taxes. Real net returns are typically 1–3 percentage points lower than the headline number.
More work than passive
Even with property management, owning a rental home creates real work — financing, taxes, insurance, capex decisions, and tenant edge cases. It is not as hands-off as a REIT or fractional platform.

Deep Dive

Detailed comparison

What You're Investing In

Historically, fractional shares of single-family rental homes in U.S. Sun Belt markets. New offerings are paused as of 2026.

Whole single-family rental homes — typically tenanted, sometimes vacant — from individual sellers, builders, and institutional sources. Multi-property portfolios are also occasionally listed.

Property Locations

Atlanta, Tampa, Orlando, Charlotte, Birmingham, Jacksonville, and Brooklyn portfolios.

Strong coverage across the Sun Belt — Texas, Florida, Georgia, Tennessee, the Carolinas, Alabama, Arizona, Ohio — and select Midwest and East Coast markets. Each listing's market has a published neighborhood and school rating.

Expected Returns

Historical dividend yields on Landa properties ranged roughly 3–6% annually depending on the property, with variable monthly distributions. Several properties reduced or suspended distributions due to vacancies or maintenance costs. Current returns are N/A while the platform is paused. Past performance does not guarantee future results.

Typical SFR cap rates on Roofstock listings range 5–8% gross. Real net returns after vacancy, maintenance, capex, and management fees are typically 1–3 percentage points lower. Total return depends heavily on whether the investor uses leverage, holds for appreciation, and selects strong markets.

Fees

Landa historically did not charge an investor-facing platform fee, but earned revenue through property management markups and series-level operating expenses. The full fee picture for any future restart has not been re-disclosed.

Roofstock charges 0.5% of purchase price (or $500 minimum) on the buyer side and 3% (or $2,500 minimum) on the seller side. Property management fees through partner managers typically run 8–10% of gross rent. Standard closing costs and lender fees apply to financed purchases.

Liquidity

Indefinite while the secondary market is closed. Investors who already hold shares cannot sell on-platform until trading resumes.

Investor-controlled. Owners can hold indefinitely, refinance, or sell whenever they choose.

Who Can Invest

Open to U.S. investors who can pass identity verification. International availability has historically been limited. While the platform is paused, no new investors can deposit funds.

Open to all investors — no accreditation required. Standard mortgage financing is available with typical lender requirements (credit score, down payment, debt-to-income).

The Verdict

Which is better — Landa or Roofstock?

1.5

Landa was a pioneering low-minimum fractional real estate platform, but as of 2026 it has paused new offerings, deposits, and secondary trading. There is no public on-platform path for new investment or secondary-market selling today. Investors looking for an active fractional real estate platform should compare alternatives such as Lofty (24/7 marketplace, daily rent payouts, $50 minimum), and current Landa holders should plan around an uncertain timeline until the company announces when trading will resume.

Full Landa review →

★ Our Pick

3.0

Roofstock is the gold-standard marketplace for investors who want to buy whole single-family rental homes online. Vetted listings, leverage availability, real ownership, and a property manager network make it a serious tool for portfolio scaling. But it isn't a fractional platform — Roofstock One has been closed to new investors and the core product requires whole-home capital. Investors who want low-minimum, hands-off fractional real estate exposure should look at Lofty or Arrived instead.

Full Roofstock review →

Bottom Line

Roofstock scores higher (3.0/5) and edges out Landa on our investment quality criteria.

Frequently Asked Questions

Landa vs. Roofstock FAQ

Which is better — Landa or Roofstock?

Based on our scoring criteria — returns, fees, liquidity, transparency, minimums, and track record — Roofstock (3.0/5) scores higher than Landa (1.5/5). Roofstock is the dominant marketplace for buying whole single-family rental homes online, with deep listings, vetted property data, and a property management network. It's a fit for investors who want to own a full rental at scale — but if you want fractional shares with $50–$100 minimums, Lofty or Arrived are better matches.

What is the minimum investment for Landa vs. Roofstock?

Landa's minimum investment is $5 (when active). Roofstock's minimum investment is Whole-home purchase price (typically $80,000–$400,000+); Roofstock One discontinued for new investors.

How do Landa and Roofstock compare on liquidity?

Landa: Indefinite while the secondary market is closed. Investors who already hold shares cannot sell on-platform until trading resumes. Roofstock: Investor-controlled. Owners can hold indefinitely, refinance, or sell whenever they choose.

What returns can investors expect from Landa vs. Roofstock?

Landa reports average yearly returns of Historical dividend yields ranged ~3–6%; current returns N/A while platform is paused. Roofstock reports average yearly returns of Typical SFR cap rates 5–8%; total return depends on appreciation and leverage. Past performance does not guarantee future results.

One of the most flexible ways to invest in real estate

Start building generational wealth with Lofty

$50 minimums · Daily rent payouts · No lock-up periods · 24/7 exchange

View Properties Get started free

Real Estate Platform Comparison· Updated May 5, 2026

Landa vs. Roofstock 2026 Real Estate Investing Comparison

A side-by-side breakdown of returns, liquidity, fees, and trustworthiness to help you decide where to invest your money.

1.5

★ Our Pick Roofstock logo

3.0

At a Glance

Landa vs. Roofstock — Key Stats

$5 (when active)MinimumWhole-home purchase price (typically $80,000–$400,000+); Roofstock One discontinued for new investors

Indefinite — secondary trading is currently pausedHolding PeriodInvestor-controlled — sell whenever you choose

N/A — no exit available while trading is pausedEarly WithdrawalStandard real estate transaction costs (~5–8% to sell)

Monthly (when active); historically variableRent PayoutMonthly (paid by tenant or property manager)

Historical dividend yields ranged ~3–6%; current returns N/A while platform is pausedAvg. ReturnsTypical SFR cap rates 5–8%; total return depends on appreciation and leverage

Pros & Cons

What each platform does well and poorly

Lowest historical entry price
Landa's signature feature was $5 share prices, which made it one of the most accessible fractional real estate platforms ever launched.
Sun Belt single-family focus
Landa concentrated on stable, cash-flowing single-family rental markets — Atlanta, Tampa, Orlando, Charlotte, Birmingham, Jacksonville, Brooklyn — that are popular with rental investors.
Series LLC liability protection
Each Landa property is held in its own series LLC, isolating liability from one property to another for investors.
Polished mobile app
Landa's mobile-first app made browsing properties and tracking distributions easy for first-time real estate investors.
New offerings, deposits, and secondary trading are paused
Landa's website confirms there are currently no active offerings on the platform, and that deposits and secondary trading are temporarily paused. The company says it is working to resume but has not published a public timeline.
Existing investors are effectively illiquid
Because the secondary market is closed, current Landa investors have no on-platform path to exit their positions until trading resumes.
Mixed historical performance and disclosures
Even before the pause, dividend yields on Landa properties varied widely and several properties reduced or suspended distributions due to vacancies or maintenance costs.
No public restart timeline
Landa's website confirms the pause and says the team is working to resume operations, but no public restart date has been published. Investors and prospective investors don't have a clear horizon for when the platform will reopen.

Real, full ownership
Buying through Roofstock means you actually own the property — title in your name, full control over rent setting, maintenance decisions, refinance, and sale. No platform sits between you and your asset.
Deep, vetted listings
Roofstock's marketplace contains thousands of single-family rental homes across the U.S., each with inspection reports, rent history, neighborhood ratings, and a Roofstock Estimate of expected return.
Property management built in
Roofstock's preferred property manager network covers most listed markets, so investors can buy a tenanted home in another state and hand off management on day one.
Use leverage to amplify returns
Because Roofstock investors buy whole homes, they can use traditional mortgage financing. That leverage is unavailable on most fractional crowdfunding platforms.
Investor-controlled liquidity
You decide when to sell. Roofstock has its own marketplace for tenanted homes, or you can list traditionally — either way, the exit timing is yours.
Whole-home minimums
Roofstock's main product is buying a full rental property. Even with leverage, that typically requires $20,000–$80,000+ in down payment plus closing costs, putting it out of reach for entry-level investors.
Roofstock One is closed to new investors
Roofstock One — the platform's accredited-only fractional product offering Tracking Stocks in single-family rentals — announced it was winding down in August 2023 and stopped accepting new capital contributions. The current marketplace is effectively a whole-home brokerage.
Transaction-style fees
Roofstock charges a 0.5% buyer fee or $500 minimum, plus standard closing costs and ongoing property management fees (typically 8–10% of gross rent). Sellers pay 3% or $2,500.
Headline cap rates can be optimistic
Roofstock's listed gross yields don't fully account for vacancy, maintenance, capex reserve, or local taxes. Real net returns are typically 1–3 percentage points lower than the headline number.
More work than passive
Even with property management, owning a rental home creates real work — financing, taxes, insurance, capex decisions, and tenant edge cases. It is not as hands-off as a REIT or fractional platform.

Deep Dive

Detailed comparison

What You're Investing In

Historically, fractional shares of single-family rental homes in U.S. Sun Belt markets. New offerings are paused as of 2026.

Whole single-family rental homes — typically tenanted, sometimes vacant — from individual sellers, builders, and institutional sources. Multi-property portfolios are also occasionally listed.

Property Locations

Atlanta, Tampa, Orlando, Charlotte, Birmingham, Jacksonville, and Brooklyn portfolios.

Expected Returns

Fees

Liquidity

Indefinite while the secondary market is closed. Investors who already hold shares cannot sell on-platform until trading resumes.

Investor-controlled. Owners can hold indefinitely, refinance, or sell whenever they choose.

Who Can Invest

Open to U.S. investors who can pass identity verification. International availability has historically been limited. While the platform is paused, no new investors can deposit funds.

Open to all investors — no accreditation required. Standard mortgage financing is available with typical lender requirements (credit score, down payment, debt-to-income).

The Verdict

Which is better — Landa or Roofstock?

1.5

Full Landa review →

★ Our Pick

3.0

Full Roofstock review →

Bottom Line

Roofstock scores higher (3.0/5) and edges out Landa on our investment quality criteria.

Frequently Asked Questions

Landa vs. Roofstock FAQ

Which is better — Landa or Roofstock?

What is the minimum investment for Landa vs. Roofstock?

Landa's minimum investment is $5 (when active). Roofstock's minimum investment is Whole-home purchase price (typically $80,000–$400,000+); Roofstock One discontinued for new investors.

How do Landa and Roofstock compare on liquidity?

What returns can investors expect from Landa vs. Roofstock?

One of the most flexible ways to invest in real estate

Start building generational wealth with Lofty

$50 minimums · Daily rent payouts · No lock-up periods · 24/7 exchange

View Properties Get started free