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Real Estate Platform Comparison· Updated May 5, 2026

Fundrise vs. Landa 2026 Real Estate Investing Comparison

A side-by-side breakdown of returns, liquidity, fees, and trustworthiness to help you decide where to invest your money.

★ Our PickFundrise logo
3.0

Fundrise is a hands-off way to gain real estate exposure with a $10 minimum and a 1% fee, but investors trade liquidity, transparency, and rent income for that simplicity. Returns have been mixed in recent years (about +1.5% in 2022, -7.45% in 2023, recovery since) and dividends are paid quarterly, not daily.

Landa logo
1.5

Landa pioneered $5 fractional shares of single-family rentals across Atlanta, Tampa, Orlando and other Sun Belt markets — but as of 2026 the platform has paused new offerings, deposits, and secondary trading. Existing investors do not appear to have an on-platform secondary market until Landa resumes trading, and the company has not published a public restart timeline.

At a Glance

Fundrise vs. Landa — Key Stats

Fundrise logo
Landa logo
$10Minimum$5 (when active)
5+ years recommendedHolding PeriodIndefinite — secondary trading is currently paused
1% (within first 5 years)Early WithdrawalN/A — no exit available while trading is paused
Quarterly (variable)Rent PayoutMonthly (when active); historically variable
Historical long-run avg ~7%; +1.5% in 2022, -7.45% in 2023, recovery in 2024–2025Avg. ReturnsHistorical dividend yields ranged ~3–6%; current returns N/A while platform is paused

Pros & Cons

What each platform does well and poorly

Fundrise logo
  • ✓

    Beginner-friendly UX

    Fundrise has invested heavily in onboarding and education. The mobile app and web dashboard make it easy for first-time real estate investors to allocate capital and pick a strategy.

  • ✓

    $10 minimum

    Investors can start with as little as $10 in a Starter account, making Fundrise one of the most accessible real estate platforms for beginners.

  • ✓

    Diversified REIT portfolios

    Each Fundrise REIT spreads investor capital across dozens of properties, giving instant diversification across geographies and asset classes.

  • ✓

    Low headline fees

    Fundrise charges 1% per year (0.85% asset management + 0.15% advisory) on real estate funds — competitive with traditional REITs and below most crowdfunding peers.

  • ✗

    5-year hold + 1% early redemption fee

    Fundrise explicitly designs its products for 5+ year holds. Early redemption requires a quarterly liquidation request, isn't guaranteed, and incurs a 1% fee on shares held under five years.

  • ✗

    Volatile recent performance

    Fundrise posted a -7.45% net return in 2023 after a flat 2022, highlighting that NAV-based pricing can swing materially when rates move. Long-term investors are still positive, but the smooth-line marketing hides cycle risk.

  • ✗

    Quarterly dividends

    Dividends are paid quarterly and are explicitly not guaranteed. That hurts compounding compared with daily- or monthly-payout platforms.

  • ✗

    Limited transparency on individual properties

    Fundrise publishes fund-level data and a property browser, but investors can't pick which buildings their capital funds. NAV is set by Fundrise itself, not a public market.

Landa logo
  • ✓

    Lowest historical entry price

    Landa's signature feature was $5 share prices, which made it one of the most accessible fractional real estate platforms ever launched.

  • ✓

    Sun Belt single-family focus

    Landa concentrated on stable, cash-flowing single-family rental markets — Atlanta, Tampa, Orlando, Charlotte, Birmingham, Jacksonville, Brooklyn — that are popular with rental investors.

  • ✓

    Series LLC liability protection

    Each Landa property is held in its own series LLC, isolating liability from one property to another for investors.

  • ✓

    Polished mobile app

    Landa's mobile-first app made browsing properties and tracking distributions easy for first-time real estate investors.

  • ✗

    New offerings, deposits, and secondary trading are paused

    Landa's website confirms there are currently no active offerings on the platform, and that deposits and secondary trading are temporarily paused. The company says it is working to resume but has not published a public timeline.

  • ✗

    Existing investors are effectively illiquid

    Because the secondary market is closed, current Landa investors have no on-platform path to exit their positions until trading resumes.

  • ✗

    Mixed historical performance and disclosures

    Even before the pause, dividend yields on Landa properties varied widely and several properties reduced or suspended distributions due to vacancies or maintenance costs.

  • ✗

    No public restart timeline

    Landa's website confirms the pause and says the team is working to resume operations, but no public restart date has been published. Investors and prospective investors don't have a clear horizon for when the platform will reopen.

Deep Dive

Detailed comparison

Fundrise logo
Landa logo

What You're Investing In

Fundrise REITs (residential, industrial, flagship), the Innovation Fund (venture capital), and the Income Real Estate Fund. Investors do not own individual properties; they own shares of a fund that owns the portfolio.

Historically, fractional shares of single-family rental homes in U.S. Sun Belt markets. New offerings are paused as of 2026.

Property Locations

Fundrise's real estate portfolio skews toward Sun Belt markets — Texas, Florida, Georgia, the Carolinas, and Arizona — with selective exposure to coastal markets like Washington D.C. and California.

Atlanta, Tampa, Orlando, Charlotte, Birmingham, Jacksonville, and Brooklyn portfolios.

Expected Returns

Fundrise's long-run net average return is approximately 7% per year for investors who held through multiple years. Annual results have been volatile recently — roughly +1.5% in 2022, -7.45% in 2023, and a recovery in 2024–2025. Returns are split between modest dividends (recently ~2–3% annualized) and NAV appreciation. Past performance does not guarantee future results.

Historical dividend yields on Landa properties ranged roughly 3–6% annually depending on the property, with variable monthly distributions. Several properties reduced or suspended distributions due to vacancies or maintenance costs. Current returns are N/A while the platform is paused. Past performance does not guarantee future results.

Fees

Fundrise charges 1% per year on real estate funds (0.85% asset management + 0.15% advisory). The Innovation Fund charges 1.85%. Fundrise Pro is an optional $99/year. Early-redemption fees of 1% apply to shares held under five years, and IRAs incur a $75 annual fee.

Landa historically did not charge an investor-facing platform fee, but earned revenue through property management markups and series-level operating expenses. The full fee picture for any future restart has not been re-disclosed.

Liquidity

Fundrise products are designed to be held for at least five years. Below that, early redemption is treated as an exception, not a feature.

Indefinite while the secondary market is closed. Investors who already hold shares cannot sell on-platform until trading resumes.

Who Can Invest

Open to all U.S. citizens and permanent residents 18 or older. No accreditation required. Fundrise supports taxable brokerage, traditional IRA, Roth IRA, joint accounts, entities, and trusts. International investors are not supported.

Open to U.S. investors who can pass identity verification. International availability has historically been limited. While the platform is paused, no new investors can deposit funds.

The Verdict

Which is better — Fundrise or Landa?

★ Our Pick
Fundrise logo
3.0

Fundrise is a credible, well-known option for hands-off investors who want passive real estate exposure without picking individual properties. Low minimums, low headline fees, and a polished product make it easy to start. But the platform's 2023 drawdown, paused redemptions, internally-set NAV, and quarterly dividends mean Fundrise is best treated as a long-term, illiquid bet — closer in spirit to a non-traded REIT than to a flexible income vehicle.

Full Fundrise review →
Landa logo
1.5

Landa was a pioneering low-minimum fractional real estate platform, but as of 2026 it has paused new offerings, deposits, and secondary trading. There is no public on-platform path for new investment or secondary-market selling today. Investors looking for an active fractional real estate platform should compare alternatives such as Lofty (24/7 marketplace, daily rent payouts, $50 minimum), and current Landa holders should plan around an uncertain timeline until the company announces when trading will resume.

Full Landa review →

Bottom Line

Fundrise scores higher (3.0/5) and edges out Landa on our investment quality criteria.

Fundrise is a hands-off way to gain real estate exposure with a $10 minimum and a 1% fee, but investors trade liquidity, transparency, and rent income for that simplicity. Returns have been mixed in recent years (about +1.5% in 2022, -7.45% in 2023, recovery since) and dividends are paid quarterly, not daily.

Frequently Asked Questions

Fundrise vs. Landa FAQ

Which is better — Fundrise or Landa?+

Based on our scoring criteria — returns, fees, liquidity, transparency, minimums, and track record — Fundrise (3.0/5) scores higher than Landa (1.5/5). Fundrise is a hands-off way to gain real estate exposure with a $10 minimum and a 1% fee, but investors trade liquidity, transparency, and rent income for that simplicity. Returns have been mixed in recent years (about +1.5% in 2022, -7.45% in 2023, recovery since) and dividends are paid quarterly, not daily.

What is the minimum investment for Fundrise vs. Landa?+

Fundrise's minimum investment is $10. Landa's minimum investment is $5 (when active).

How do Fundrise and Landa compare on liquidity?+

Fundrise: Fundrise products are designed to be held for at least five years. Below that, early redemption is treated as an exception, not a feature. Landa: Indefinite while the secondary market is closed. Investors who already hold shares cannot sell on-platform until trading resumes.

What returns can investors expect from Fundrise vs. Landa?+

Fundrise reports average yearly returns of Historical long-run avg ~7%; +1.5% in 2022, -7.45% in 2023, recovery in 2024–2025. Landa reports average yearly returns of Historical dividend yields ranged ~3–6%; current returns N/A while platform is paused. Past performance does not guarantee future results.

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