CrowdStreet vs. Roofstock 2026 Real Estate Investing Comparison

Individual commercial real estate deals (multifamily, industrial, hospitality, office, retail, medical office, data centers, parking) and the C-REIT diversified fund. Most carry a $25,000 minimum.

Whole single-family rental homes — typically tenanted, sometimes vacant — from individual sellers, builders, and institutional sources. Multi-property portfolios are also occasionally listed.

Deals span the U.S. with concentration in growth-market metros — Texas, Florida, Arizona, Georgia, the Carolinas, Tennessee, and the Mountain West. Each project's location is disclosed in its offering documents.

Strong coverage across the Sun Belt — Texas, Florida, Georgia, Tennessee, the Carolinas, Alabama, Arizona, Ohio — and select Midwest and East Coast markets. Each listing's market has a published neighborhood and school rating.

CrowdStreet reports a historical realized IRR of approximately 18.3% before fees across exited deals. After typical sponsor fees, real net IRR is meaningfully lower and varies deal-by-deal. Some realized deals have lost all investor capital — a reality CrowdStreet discloses in its annual performance report.

Typical SFR cap rates on Roofstock listings range 5–8% gross. Real net returns after vacancy, maintenance, capex, and management fees are typically 1–3 percentage points lower. Total return depends heavily on whether the investor uses leverage, holds for appreciation, and selects strong markets.

Reported returns are gross of fees. Sponsors charge investors whatever they see fit — fees can exceed 20% of invested capital over the hold period. CrowdStreet itself charges sponsors 0.5–2% to list, indirectly built into deal pricing.

Roofstock charges 0.5% of purchase price (or $500 minimum) on the buyer side and 3% (or $2,500 minimum) on the seller side. Property management fees through partner managers typically run 8–10% of gross rent. Standard closing costs and lender fees apply to financed purchases.

Hold periods are typically 3–7 years. CrowdStreet's own disclosures warn investors may be forced to hold for 10+ years if sponsors delay sale.

Investor-controlled. Owners can hold indefinitely, refinance, or sell whenever they choose.

Accredited investors only. Verification of income ($200k+ individual / $300k+ couple) or net worth ($1M+ excluding primary residence) is required before investing.

Open to all investors — no accreditation required. Standard mortgage financing is available with typical lender requirements (credit score, down payment, debt-to-income).