Arrived vs. Yieldstreet (Willow Wealth) 2026 Real Estate Investing Comparison

Fractional shares of long-term single-family rentals, short-term vacation rentals, the Single Family Residential Fund, and the Private Credit Fund. Most investors hold a basket of individual properties.

Direct deals across real estate equity, real estate debt, private credit, art, legal finance, venture capital, and structured notes. Plus the Alternative Income Fund (open to non-accredited) and Willow 360 managed portfolios (accredited only).

Arrived's portfolio is heavily concentrated in the southern and mid-western U.S. — Georgia, Alabama, Tennessee, Arkansas, the Carolinas, and Florida — plus tourism markets like Tennessee and Arizona for vacation rentals.

Real estate deals are sourced across U.S. markets with a mix of commercial and multifamily exposure. Specific geographies vary deal-by-deal.

Q1 2026 dividend yields averaged about 3.6% on long-term rentals and 2.4% on short-term rentals, with the Private Credit Fund yielding closer to 8.1%. Across 173 exited properties, total returns averaged 18.6% over the hold period (not annualized). The advertised total return range across the platform is 4.7%–12.8% per year combining income and appreciation.

Yieldstreet (Willow Wealth) reports a historical net annualized return of approximately 7.4% since 2015 — a figure built primarily during the Yieldstreet era. Realized performance varies dramatically by asset class and individual deal. Independent reviews note a 30%+ real estate default rate that materially increases risk-adjusted return calculations.

Arrived charges a sourcing fee (~3.5–5% of home cost), an annual AUM fee (~0.15% of property value), and property management fees of roughly 8% of gross rents collected (passed to a third-party manager). Vacation rentals carry additional gross-revenue fees.

1–4% annual management fees, depending on offering. Many deals also carry first-year setup fees (~$100–$150 per SPV or note) plus administrative fees of approximately 0.5%. Originator fees on some deals add another 0.5%.

Long-term rentals are designed for a 5–7 year hold; vacation rentals for up to 15 years. Arrived decides when to sell each property based on its own assessment of market conditions.

Varies by deal. Notes can mature in months; real estate deals run multiple years; venture capital and legal finance can extend longer. Most offerings are illiquid by design.

Open to U.S. citizens and residents 18 or older. No accreditation required. Investors receive 1099 documents annually and can also invest through self-directed IRAs.

Most direct offerings are limited to accredited investors. The Alternative Income Fund (formerly Prism Fund) accepts non-accredited investors with a $10,000 minimum. Willow 360 managed portfolios require accredited status with a $25,000 minimum.