Arrived vs. RealT 2026 Real Estate Investing Comparison

Fractional shares of long-term single-family rentals, short-term vacation rentals, the Single Family Residential Fund, and the Private Credit Fund. Most investors hold a basket of individual properties.

Individual U.S. single-family rental properties, fractionalized into RealTokens. Each property typically has its own RealToken contract on the Gnosis Chain or Ethereum.

Arrived's portfolio is heavily concentrated in the southern and mid-western U.S. — Georgia, Alabama, Tennessee, Arkansas, the Carolinas, and Florida — plus tourism markets like Tennessee and Arizona for vacation rentals.

Primarily Detroit, with significant exposure to Cleveland, Chicago, Memphis, and other Midwest cash-flow markets.

Q1 2026 dividend yields averaged about 3.6% on long-term rentals and 2.4% on short-term rentals, with the Private Credit Fund yielding closer to 8.1%. Across 173 exited properties, total returns averaged 18.6% over the hold period (not annualized). The advertised total return range across the platform is 4.7%–12.8% per year combining income and appreciation.

Historical net rental yields on individual RealT properties have generally ranged 6–10% annually depending on the property and market, with total return depending on property appreciation. Returns vary widely property by property — some have performed above target, others have suffered from vacancies and capex. Past performance does not guarantee future results.

Arrived charges a sourcing fee (~3.5–5% of home cost), an annual AUM fee (~0.15% of property value), and property management fees of roughly 8% of gross rents collected (passed to a third-party manager). Vacation rentals carry additional gross-revenue fees.

RealT property management, maintenance, and operating costs are deducted before rent is distributed to investors. RealT's public FAQ also notes that claiming or trading on third-party networks can involve network or exchange fees. We did not find a current official public page confirming a single universal upfront platform-fee percentage, so investors should read each property's offering documents before buying.

Long-term rentals are designed for a 5–7 year hold; vacation rentals for up to 15 years. Arrived decides when to sell each property based on its own assessment of market conditions.

No fixed lock-up. Secondary trading happens on third-party decentralized exchanges, so liquidity depends on third-party order books rather than a centralized marketplace.

Open to U.S. citizens and residents 18 or older. No accreditation required. Investors receive 1099 documents annually and can also invest through self-directed IRAs.

Currently open only to non-U.S. citizens and non-U.S. residents under the platform's Reg S offering. RealT.co geo-blocks U.S. visitors and explicitly states the website is not open to U.S. citizens or residents.