Real Estate Platform Comparison· Updated May 5, 2026
A side-by-side breakdown of returns, liquidity, fees, and trustworthiness to help you decide where to invest your money.
Arrived offers an easy on-ramp into single-family rentals with a $100 minimum, but Q1 2026 dividend yields of just 3.6% lag high-yield savings, and a 5–7 year lock-up with sponsor-controlled exits limits investor flexibility.
Cadre is a credible accredited-only commercial real estate platform with strong reported historical IRRs and institutional backing, but its $50,000 minimum, the January 2024 acquisition by Yieldstreet (now Willow Wealth), and a 2018 Kushner Cos. property controversy mean retail investors and platform-trust-sensitive investors should weigh it carefully.
At a Glance
Pros & Cons
Polished, beginner-friendly UX
Arrived's product is one of the most polished in the space. Onboarding is fast, property pages are visual, and the app makes it easy for first-time real estate investors to allocate capital.
Single-family and vacation rentals
Arrived focuses on Class A single-family homes and short-term vacation rentals — asset classes most retail investors can't access directly without buying a full property.
Strong track record at scale
Backed by Jeff Bezos and Marc Benioff, Arrived has fractionalized hundreds of properties and exited 173+ of them, giving the platform real performance data to share.
$100 minimum
Investors can buy shares starting at $100 per property, making it easy to spread capital across multiple homes.
Dividend yields below savings accounts
Q1 2026 single-family dividend yields averaged ~3.6%, with short-term rentals around 2.4%. That trails high-yield savings (typically 4–5% APY in early 2026) for an investment that is illiquid for 5–7 years.
5–7 year lock-up with sponsor-controlled exits
Arrived decides when to sell each property. Investors can submit a quarterly sellback request, but approval is not guaranteed and fees are disclosed only at the time of the transaction.
Quarterly payouts
Dividends are paid quarterly, materially less frequently than monthly or daily-payout platforms. That hurts long-run compounding.
Layered fees that compress investor returns
Arrived charges a sourcing fee (~3.5–5% of property cost), an annual AUM fee, plus property management fees on rental income. On a typical home those fees can compound to tens of thousands of dollars over the hold period.
Institutional-quality commercial deals
Cadre curates commercial real estate offerings — multifamily apartments, office, hotels, industrial — that typically only institutional investors can access directly.
Established platform with track record
Founded in 2014, Cadre has reported approximately $184 million in cumulative gross distributions to investors and a roughly 17.8% historical IRR across realized deals.
Cadre Direct Access Fund
Investors who don't want to pick deals one-by-one can use the Cadre Direct Access Fund, which builds a diversified portfolio across roughly 15 high-growth U.S. markets.
Backed by a larger alt-investment platform
Since January 2024, Cadre has operated as part of Yieldstreet (rebranded to Willow Wealth in October 2025), a multi-asset alternatives platform with broader product distribution. Cadre's CEO Ryan Williams continues to lead the brand and Cadre's investment team transitioned with the deal.
$50,000 minimum
Cadre's typical direct-deal minimum is $50,000 — among the highest in our comparison set. Spreading capital across multiple deals (the prudent diversification strategy) requires several hundred thousand in available capital.
Accredited investors only
Cadre is closed to non-accredited investors. You must verify $200K+ income (or $300K+ jointly), $1M+ net worth excluding primary residence, or hold relevant financial licenses.
5–8 year hold periods, limited liquidity
Cadre deals typically run 5–8 years with no formal early-exit option. Sponsors decide when to liquidate. Capital should be considered locked for the full hold.
Now part of Willow Wealth (formerly Yieldstreet)
Yieldstreet completed its acquisition of Cadre on January 23, 2024 and rebranded the parent platform to Willow Wealth in October 2025. Investors who want a fully independent commercial real estate platform should factor in that Cadre's parent company has faced significant investor-loss coverage tied to other (non-Cadre) parts of its business.
2018 Kushner Cos. controversy
In 2018, Fortune Magazine and Bloomberg reported Cadre benefited from misleading rent filings on a Kushner Cos. property deal. The episode prompted significant scrutiny of the platform's underwriting and disclosure practices.
Limited public transparency
Independent reviewers (notably the Real Estate Crowdfunding Review) have flagged Cadre for declining to answer detailed performance and methodology questions. The platform reports its own IRR figures but external scrutiny is limited.
Deep Dive
What You're Investing In
Fractional shares of long-term single-family rentals, short-term vacation rentals, the Single Family Residential Fund, and the Private Credit Fund. Most investors hold a basket of individual properties.
Individual commercial real estate deals (multifamily apartments, office, hotels, industrial) and the Cadre Direct Access Fund. Both carry meaningful minimums and accreditation requirements. Cadre branding lives inside the broader Willow Wealth platform.
Property Locations
Arrived's portfolio is heavily concentrated in the southern and mid-western U.S. — Georgia, Alabama, Tennessee, Arkansas, the Carolinas, and Florida — plus tourism markets like Tennessee and Arizona for vacation rentals.
The Cadre Direct Access Fund covers approximately 15 high-growth U.S. markets, with concentration in Sun Belt metros. Direct deals are sourced across the U.S.
Expected Returns
Q1 2026 dividend yields averaged about 3.6% on long-term rentals and 2.4% on short-term rentals, with the Private Credit Fund yielding closer to 8.1%. Across 173 exited properties, total returns averaged 18.6% over the hold period (not annualized). The advertised total return range across the platform is 4.7%–12.8% per year combining income and appreciation.
Cadre reports a historical IRR of approximately 17.8% across realized deals and roughly $184 million in cumulative gross distributions. Advertised target returns on individual offerings typically range 10–15%. Past performance is platform-reported and not independently audited.
Fees
Arrived charges a sourcing fee (~3.5–5% of home cost), an annual AUM fee (~0.15% of property value), and property management fees of roughly 8% of gross rents collected (passed to a third-party manager). Vacation rentals carry additional gross-revenue fees.
Cadre's fee structure varies by offering and includes both platform-level and sponsor-level fees. Read each deal's fee schedule carefully. Fund products typically include both management and carried-interest fees.
Liquidity
Long-term rentals are designed for a 5–7 year hold; vacation rentals for up to 15 years. Arrived decides when to sell each property based on its own assessment of market conditions.
Typical hold periods run 5–8 years. Sponsors decide when to liquidate; investors do not control exit timing.
Who Can Invest
Open to U.S. citizens and residents 18 or older. No accreditation required. Investors receive 1099 documents annually and can also invest through self-directed IRAs.
Accredited investors only. SEC accreditation requirements apply: $200,000+ annual income (or $300,000+ jointly), $1,000,000+ net worth excluding primary residence, or holding relevant financial licenses.
The Verdict
Arrived is one of the most polished products in fractional real estate and a reasonable choice for investors who want hands-off single-family or vacation-rental exposure. But the gap between Arrived's marketed returns and what investors actually pocket is wide: Q1 2026 dividend yields lag savings accounts, fees compress upside, and exits are sponsor-controlled. Investors who prioritize cash flow, liquidity, or control will find better terms elsewhere.
Full Arrived review →Cadre is a credible institutional-quality commercial real estate platform with a strong reported track record and a diversified fund product. The $50,000 minimum and accredited-only access already limit it to high-net-worth investors, and the January 2024 acquisition by Yieldstreet — now Willow Wealth — plus the lingering 2018 Kushner Cos. controversy and limited public transparency add additional considerations. High-net-worth investors who already have institutional CRE exposure may still find selective value here, but most retail investors should look elsewhere.
Full Cadre review →Bottom Line
Arrived scores higher (2.5/5) and edges out Cadre on our investment quality criteria.
Arrived offers an easy on-ramp into single-family rentals with a $100 minimum, but Q1 2026 dividend yields of just 3.6% lag high-yield savings, and a 5–7 year lock-up with sponsor-controlled exits limits investor flexibility.
Frequently Asked Questions
Based on our scoring criteria — returns, fees, liquidity, transparency, minimums, and track record — Arrived (2.5/5) scores higher than Cadre (2.5/5). Arrived offers an easy on-ramp into single-family rentals with a $100 minimum, but Q1 2026 dividend yields of just 3.6% lag high-yield savings, and a 5–7 year lock-up with sponsor-controlled exits limits investor flexibility.
Arrived's minimum investment is $100. Cadre's minimum investment is $50,000 (typical direct deal).
Arrived: Long-term rentals are designed for a 5–7 year hold; vacation rentals for up to 15 years. Arrived decides when to sell each property based on its own assessment of market conditions. Cadre: Typical hold periods run 5–8 years. Sponsors decide when to liquidate; investors do not control exit timing.
Arrived reports average yearly returns of Q1 2026: ~3.6% dividend yield; ~18.6% total return on 173 exited properties (over hold period, not annualized). Cadre reports average yearly returns of ~17.8% historical IRR per Cadre's own platform reporting. Past performance does not guarantee future results.
One of the most flexible ways to invest in real estate
$50 minimums · Daily rent payouts · No lock-up periods · 24/7 exchange