Ark7 vs. Arrived 2026 Real Estate Investing Comparison

Individual U.S. single-family and small multi-family rental homes, fractionalized into shares. Investors can buy shares from new property offerings or, after the 12-month hold, from other investors on the SEC-registered ATS secondary market.

Fractional shares of long-term single-family rentals, short-term vacation rentals, the Single Family Residential Fund, and the Private Credit Fund. Most investors hold a basket of individual properties.

Properties span 10+ U.S. states with concentration in growth markets. Specific market mix varies by listing.

Arrived's portfolio is heavily concentrated in the southern and mid-western U.S. — Georgia, Alabama, Tennessee, Arkansas, the Carolinas, and Florida — plus tourism markets like Tennessee and Arizona for vacation rentals.

Returns vary by property and depend heavily on local rental performance. Recent platform updates report ~95% portfolio occupancy and cumulative dividends measured in the millions of dollars. Each property page lists projected dividend yield and projected appreciation. Past performance does not guarantee future results.

Q1 2026 dividend yields averaged about 3.6% on long-term rentals and 2.4% on short-term rentals, with the Private Credit Fund yielding closer to 8.1%. Across 173 exited properties, total returns averaged 18.6% over the hold period (not annualized). The advertised total return range across the platform is 4.7%–12.8% per year combining income and appreciation.

3% one-time sourcing fee at acquisition. 8–15% of monthly rental income for third-party property management (varies by long-term vs short-term rental). No commission on secondary market trades. IRA accounts: $100 per property per year, capped at $400/year.

Arrived charges a sourcing fee (~3.5–5% of home cost), an annual AUM fee (~0.15% of property value), and property management fees of roughly 8% of gross rents collected (passed to a third-party manager). Vacation rentals carry additional gross-revenue fees.

Investors cannot sell shares for the first 12 months after a property's initial offering. After that, shares can be listed on Ark7's SEC-registered PPEX ATS secondary market.

Long-term rentals are designed for a 5–7 year hold; vacation rentals for up to 15 years. Arrived decides when to sell each property based on its own assessment of market conditions.

Open to U.S. investors aged 18 or older. No accreditation required for most listings. IRA accounts are supported with a per-property annual fee.

Open to U.S. citizens and residents 18 or older. No accreditation required. Investors receive 1099 documents annually and can also invest through self-directed IRAs.